Visa Debit


Overview

Since 2004, VISA Delta debit card, also known as V PAY is commonly referred to customers as VISA Debit. This type of payment method is available for many customers since you may automatically receive this payment option added to your account through your local bank.

How to Fund

Just about every bank in the world offers VISA Debit card. If you are from Germany or Switzerland than the bank will automatically open an account for you through their debit system.

Making payment transactions is extremely simple with VISA Debit since all you have to do is select VISA as your payment method and where you see the required information, just fill in your card digits and the amount of your transaction. You will need to verify your payment by using your PIN code which is for security purposed.

Typically, your transaction can take up to 48 hours to clear out of your account.

To learn more about this payment option, it is best to visit your local bank branch and request details.

Pros/Cons

It is absolutely free for any online transactions that you make with VISA Debit! However, if you choose to withdrawal funds from your account at a local ATM, then depending on your banks policy, you may be charged fees or for switching a currency transaction.

Using this payment method is borderline secure since you will be giving the merchant your account details. Sometimes you may be required by the merchant to provide your CVV code which is located on the back side of the card, and this puts even more of your card details out in the open. However, by using your secure PIN, that only you know, this adds extra protection to your personal account.

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